Mike Germaine is Vice President of User Experience Development at Fidelity Investments in Boston. He has been with Fidelity for 18 years and was the Front-End Architect for Fidelity’s first Financial Institution web offering in 1996.Mike graduated from the College of the Holy Cross in 1981 with a B.A. in Economics and began his career as a front-end developer with Republic Western Insurance in Phoenix. in 1983. He later took his talents to Hanover Insurance and Allmerica Financial from 1986 through 1995.